Tuesday, March 4, 2008

Health Insurance Help for CHD Families

Are You or Someone You Know Eligible for Free or Low-Cost Health Coverage?

The Foundation for Health Coverage Education (FHCE) has developed an interactive web site that allows consumers from all 50 states and the District of Columbia to assess options available. "While the information on the site isn't new...its interactive format lets users shortcut through complexities to personalized options much more quickly and easily. The foundation, funded largely by the insurance industry, argues that the oft-cited figure of 43 million uninsured Americans includes many people who don't know of the choices available to them." (Gerber, Washington Post, 8/21)

The website is one of four ways the FHCE highlights on their website to help people find coverage.
  1. Website/Health Coverage Eligibility Tool - Consumers answer 5 questions to help determine which programs they could qualify for.
  2. Phone/US Uninsured Help Line - A Hotline (800-234-1317) is available 24 hours/7 days a week.
  3. Health Care Options Matrix Grid - Consumers can print or download their state's free quick reference guide to public and private health care options.
  4. State-by-State Application & Enrollment Database - Consumers can find resources and applications, by state.

The mission of the FHCE is: "To simplify public and private health insurance eligibility information in order to help more people access coverage."

To access these tools on the FHCE website, go to: www.coverageforall.org/

1 comment:

GoofyJ said...

Two things that have helped us with health insurance is FHIAP -(Family Health Insurance Assistance Program) - it is a government prgram that helps pay for your monthly insurance premiums.

And second is the Section 125 Flex Plan - at the beginning of the year you guestimate what your medical expenses will be during the year. Then they divide into to monthly payments during the course of the year. Then you simply turn in your receipts as medical things happen and since they are already payed for they reimburse you. We found that it helped allievate some of the financial burden not having to come up with a 2000 dollar payment all at once, but have it divided into monthly payments during the year.